LTCi Central
America's Long Term Care Insurance
Experts
Disclaimer: Policy benefits and riders vary from state to state.  
Check with your America's Long Term Care Insurance Expert to
see what is available in your state.
Life/Long Term Care Combination
Policies

Life/Long Term Care combination policies
are available in two forms:

Single Premium:  This type of policy suits the
person that is already self-insuring the risk
of needing long term care.  They have
enough assets to pay the average long term
claim
(3 to 5 years) and  they do not need
for an ongoing premium paid for a
traditional long term care insurance policy
they may never use.  

Life Insurance w/Accelerated Death Benefit
Riders:  This is a good option for younger
planners that want their loved ones to be
taken care of financially in the event of an
untimely death on unexpected injury or
illness that requires them to need ongoing
long term care.  
LTCi Central is your one-stop
resource for all your Long Term Care
insurance products need
s.